The same holds true for visceral or abdominal fat from a woman versus a man. The female’s visceral/ab fat is physiologically identical to the man’s, although she has very low levels of testosterone. Hence, on average, she won’t store much triglyceride in those fat cells.
What this suggests is that fat cells in different areas of the body (which, again, are found in both men and women; the difference is in whether men and women actually store calories there as adults) have certain physiological characteristics that occur irrespective of the hormonal setting. So while the hormonal setting may affect where ingested calories get sent, they aren’t really controlling the underlying physiology of the fat cells.
Which is fundamentally why blocking estrogen doesn’t fix the lower body fat problem. Lower body fat cells act a certain way whether estrogen is present or not, that’s how they are genetically wired to act. The same goes for abdominal fat. Regardless of the person’s testosterone levels, they are wired to be a certain way. Now it’s time to learn what that wiring is and what makes stubborn fat cells stubborn.